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Insurance, Safety & Training
General Insurance discussion as it relates to the towing industry. Safety Issues, Training Methods and Move Over - Slow Down Topics. Along with Health & Wellness discussions.
458 topics in this forum
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- 1 follower
- 14 replies
- 1.4k views
by Larry Pitt Posted on October 02, 2018 in Workers Compensation Tow truck drivers have one of the most dangerous jobs in the country. Over one million truck drivers will be involved in a serious crash at some point in their career, according to the Federal Motor Carrier Safety Administration (FMCSA). They face not only physical hazards of the job but also work-related financial and mental stress. Physical Hazards Tow truck drivers hook up heavy machinery and vehicles to trucks daily, putting them at risk for many physical injuries including: Back and neck injuries Musculoskeletal injuries Repetitive stress injuries Strai…
Last reply by John Tracy, -
- 1 reply
- 51 views
How many have taken the time to watch or have even heard of this "HATS incident Management Video" by the I-95 Corridor Coalition - Quick Clearance Project.
Last reply by TowZone, -
- 0 replies
- 47 views
Topic Originally Created by Wes Wilburn on Tow411 in December of 2009: To Quote Linda: "As Towing operators we have all been beat up by the public so bad that we forget to come together for each other… But when a tower is being put six feet under, we can all join together… it is time for that to stop.. why can't we support each other while we are alive?" Please consider this with an open heart and an open mind... Be well, Wes Graciesdad said: If we want to consider ourselves first responders.....which we are....the brotherhood should be just as strong as the others. We can have our differences, but respect should be our #1 priori…
Last reply by Tow411, -
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- 68 views
Twin Ports Dash Cam, Superior, WI, Garfield Ave, N 16th St Tow truck driver didn't even look my way when he pulled out.
Last reply by TowForce, -
- 0 replies
- 65 views
While the lack of a proper tie down and the speed are questionable. Driving and using a camera in this manner may be more of a risk. I don't know, you tell me....
Last reply by TowForce, -
- 1 follower
- 0 replies
- 43 views
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Last reply by CTTA, -
- 3 followers
- 4 replies
- 261 views
The title of the YouTube Video is "MOVE OVER LAW DOESNT WORK" So, if the Move Over Law Doesn't Work" then why do Tow Truck Drivers continue to Work on the Traffic Side and not use additional warning devices? As an industry we are aware that even with an increase of Roadside / SDMO Awareness Campaigns the number of Emergency Personnel struck is still high. While it seems maybe fewer Tow Truck Driver may be struck this year, the number of officers and road workers being struck has increased. Does this Video Encourage you to work the non traffic side when ever possible?
Last reply by yoBdaBenO, -
- 1 reply
- 138 views
Topic Originally Created by rdonchann on Tow411 in March of 2013: The insurance pool sends a contractor to do a pickup and it goes something like this: Young kid comes in the office wearing a white t shirt, jeans and white cloth tennis shoes and announces he is here for the pickup. They start on the paperwork and I look at his truck and see he has a FWD loaded on the deck and the back wheels are torn up. I ask him how he is going to take it since the Ford Ranger that he is picking up needs to be loaded because the front wheels are smashed and it is a RWD automatic. He says I don't know, the boss sent me and told me they both needed to be loaded but s…
Last reply by Moose, -
- 2 followers
- 3 replies
- 142 views
Safety & Training Opportunity: This is not how I would have recovered the vehicle from the tracks. So I am seeking opinions, how many think the front bumper is now trashed? As well as possible the engine components such as the radiator? Plus I would not have backed my tow truck onto the tracks as the gravel around them is often loose and you can unknowingly cause damage to the tracks. Sounds hard to fathom how you can damage RR Tracks, however vehicles have done just that in some cases. Always confirm the that all train traffic has been stopped or being stopped when dispatched. Then confirm that the train(s) have been stopped and are holding once you …
Last reply by GRUMPS The Towman, -
- 2 followers
- 5 replies
- 181 views
I incorporated my business in March 2020 and am buying my first tow truck and I keep seeing online that people are paying around $4000/year for insurance on a tow truck but the only quote I've been able to get is $9200/year from progressive for $500,000 accident/250,000 person/100,000 property. Is this what I should expect as a new company? One of the insurance agents I spoke to said that 9200 is a great quote and I should take it as he doesn't ever see less, especially as a new company. I appreciate any advice you guys may have!
Last reply by tmartin, -
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https://www.facebook.com/100009296900691/videos/2886030615050140/
Last reply by TowForce, -
- 1 follower
- 2 replies
- 158 views
YouTube: Tow truck nearly causes accident, distorts reality when confronted Narrative:: On 12/11/2020 I'm cruising along with my family when I suddenly have to take evasive action to avoid an accident instigated by an Action Towing of Redwood City, CA tow truck. Ok, it's fine, people make mistakes, and I can accept that no harm no foul. However, when trying to establish what exactly happened, the two occupants of the tow truck begin antagonizing my driving and accusing me of causing the near-miss. Sorry, but it's all documented on camera. Pre-roll to establish that there was no prior interaction with these guys. There'…
Last reply by TowZone, -
- 1 follower
- 0 replies
- 109 views
http://Litsafetyproducts.comThe ONLY vest that works. The only 12volt led vest. Be seen at night and overpowers flashing lights of emergency and tow vehicles. Litsafetyproducts.com # bestdamnvest
Last reply by Donny Cnote, -
- 0 replies
- 106 views
From Tom Leiss: On Wednesday, April 21st, the Exeter Township Police Department conducted a Move Over educational/enforcement detail along Rt. 422 in Exeter Township (Berks County), Pennsylvania to raise awareness of the Pennsylvania Move Over Law. Assisting in the Move Over Detail were V&M Towing , Highway Safety Network District 5 , &a…
Last reply by TowForce, -
- 1 reply
- 168 views
Can’t believe a dealer would promote grossly overloading a unit like that. But then again this dealer doesn’t like to live up to their promises.
Last reply by sweetk30, -
- 2 followers
- 5 replies
- 284 views
Do you have the Experience or even training to deal with someone such as this with a camera and a mouth? Okay, that is why you do not walk on the bed. Yet the overwhelming majority of drivers do it daily. As an Operator there are fundamentals that were ingrained into you early in your career. This is one of those! Did the guy with the camera get in the drivers head, that's a possibility as variables at an accident scene and a sense of urgency can lead to a change in proper procedure. Take the time to walk around, from a safety prospective stay off the bed as much as possible. Now there are numerous other lessons which can be taken …
Last reply by GRUMPS The Towman, -
- 1 follower
- 3 replies
- 127 views
I dodged a bullet today when a car I was unloading ran over my fingers. I literally thought I had amputated my fingers. Appears no major damage, I probably won't be a guitar hero but all the digits are still on. Here's what happened: the car was a junk had a broken rear axle and locked up front brakes. I dragged it on the deck. All 4 wheels locked up but it was raining today so no dollies or skates. Front wheels turned all the way due to accident damage.. When unloading I unhooked the winch 1st because I reattached it with a snatch block to winch it off the deck. As soon as I tilted the deck the car rolled off the side/end and fast running over my hand that was resting on…
Last reply by yoBdaBenO, -
- 3 followers
- 6 replies
- 304 views
Last reply by Ed Allegretti, -
- 1 follower
- 2 replies
- 321 views
Well maybe a few words can, Walking on the Bed, Lack of vehicle tie-downs and what's with the fanny pack?
Last reply by yoBdaBenO, -
- 1 follower
- 3 replies
- 218 views
Last reply by yoBdaBenO, -
- 8 followers
- 14 replies
- 487 views
Last reply by yoBdaBenO, -
- 6 followers
- 16 replies
- 406 views
Last reply by silverhawk, -
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- 136 views
As an owner or manager, it is your job to outfit your employees with the right tools for the job. That doesn’t just include the equipment on the truck, but also the training and knowledge needed to perform their duties. You can not expect an operator to succeed when they haven’t been put in a position to do so. Taking the time to properly onboard an operator and showing them what is expected of them will make them more efficient and reduce the chance of performance-related issues down the road Try these steps: Remember: Putting an operator in a position to succeed will not only help your employee, but save you as manager stress down the line. View the full…
Last reply by JustinCruse, -
- 6 replies
- 239 views
Last reply by yoBdaBenO, -
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- 1 follower
- 1 reply
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Topic Originally Created by Rod VT in January of 2004: One bodyshop/garage in my town just dropped his insurance on his wrecker because he didn't run it enough (or profitably enough) to make it worthwhile (especially when he was in the middle of a repair). There are rumours that another tower not too far from me isn't going to be able to renew his insurance due to too many claims. Dougie says he is having a hard time finding anyone who will write him insurance on a start-up company. My question is: will the high cost of insurance be the downfall or the salvation of the towing industry? (no offense meant to you Doug). What I am thinking is that rates are low…
Last reply by goodmichael, -
- 0 replies
- 258 views
Topic Originally Created on Tow411 in January of 2013: This video was made by the Point Blank team on Orcas Island. They made this video so they could educate their peers, family, and community members about the harmful affects of texting and driving In Memory of NationalAutow who said: We will REQUIRE all of our drivers to see this tomorrow before they get a paycheck. mooresbp said: Very powerful
Last reply by Orcas Tow, -
- 1 reply
- 369 views
In the grand scheme of things, I’m looking at this whole virus mess through optimistic eyes. From yesterday's quick dump of rain and a magnificent rainbow, I’m inspired to share these as words of encouragement amidst all the crap, rumors and false news going around. I’m amazed at how fast, “bullshit travels”, from one end of our small community to the other. But, that aside, I’m trying to stay positive while these emergency actions go forward. It’s my prayer that social distancing will meet its curve where life and business (as we know it) will return to its normal state. For 12-years, America’s way of life was disrupted by the Great Depression …
Last reply by TowZone, -
- 2 followers
- 3 replies
- 227 views
On The Hook is an American Towman Feature with John Borowski If you have a industry issue you believe would be a good subject for this series send John an email.
Last reply by JohnB,
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