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Dealing with insurance after truck being hit


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So 1 of my flat beds had someone run into the side of it as it was going down the road. Took the tool box and fuel filter housing off, Needing my truck we ordered and replaced the fuel filter housing parts to be able to use the truck. Once we got it running we realized that the rear axle had shifted back 2 1/4 inches so we ordered and replaced  the center pin. So the truck was completely out of use for 15 days. 5 weeks since the accident the insurance company still hasn't finished the estimate and the truck still doesn't have the tool box which houses the air compressor and tools so we can't fully utilize the truck.


So is there any rule of thumb as to how much i should expect the insurance company to pay for loss of use?

Edited by Alstow
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Had a similar situation many years ago. We had to show the insurance adjuster I think it was last 3 weeks worth of past income that truck made and they came up with an average daily loss payment from that. It wasnt nearly what the truck could have made if it was running but, it was better than nothing. The at fault insurance dragged their feet of course so we went through our own insurance to get the truck repaired asap. Our insurance then went after them to get recouped. Good Luck with it. It can be very nerve wracking 


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