TowNews Posted May 2, 2019 Share Posted May 2, 2019 Quote Link to comment Share on other sites More sharing options...
goodmichael Posted May 16, 2019 Share Posted May 16, 2019 There is no car that is worth putting another human being's life in jeopardy. TDLR would do well to stop just being a money tick and do something worthwhile and mandate that those who repossess vehicles or collateral at least be familiar with what a breach of the peace, illegal acts, as well as the fair debt collection practices act is all about. This incident at least fails the breach of the peace standard. I am not kicking a person when they are down, but a person died for a piece of crap hunk of plastic and tin with a mile of copper wire thrown in. Every car is a piece of crap compared to a human life. I have repossessed vehicles and been in a tight spot or two. If in doubt I will release the car. I found it once, I will find it again. There are 7 million car notes that are 90+ days so even if I do not, they are like Lay's potato chips, they will make more. 2 Quote Link to comment Share on other sites More sharing options...
TowZone Posted May 16, 2019 Share Posted May 16, 2019 goodmichael you are correct. "If in doubt I will release the car. I found it once, I will find it again." There is always another day, this repo agent is without a doubt facing serious charges. If asked was it worth it what would he say. I know I would rather deal with the confrontation then take a chance. I don't care what age the debtor is... I have dealt with them all at one time or another. Quote Link to comment Share on other sites More sharing options...
goodmichael Posted May 23, 2019 Share Posted May 23, 2019 Being a consummate professional is the number one requirement for a recovery agent. When I picked up cars decades ago for a particular agency who was a member of Time Finance Adjusters, I always wore a sportscoat as well as docker style pants when I spoke to field contacts. I was able to get so much more information by dressing like a professional rather than someone who just left a bar at 2am. I also would not drive up to a neighbors or debtors home in a recovery vehicle and proceed to ask questions. I drove a discreet sedan. Did I tell little white lies to glean information on the debtor? Of course, but I always followed the law. When I was picking up units at 2 am that was a different story, I dressed down for comfort. My goal is, 100% of the time to not have ANY contact with a debtor, whatsoever, unless the transaction is a voluntary surrender. I do not want to be seen or heard. If a debtor or third party jumps onto or into the unit as I am taking possession, all bets are off, I am leaving the unit. If a debtor jumps in the unit and speeds away and has a collision just up the road, you can bet a number one with an extra sandwich from Chic fil a that you as well as your company will be the party to a lawsuit. Remember, you make no money sitting in a courthouse. Be professional at all times. Follow the laws 100 % of the time. This includes the fair debt collection practices act. Quote Link to comment Share on other sites More sharing options...
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