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Insurance Guru

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About Insurance Guru

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    TowForce Recruit

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    Bethlehem, PA

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    Brown & Brown of Lehigh Valley, LP

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  1. On-hook, On-hook Cargo, Motor Truck Cargo and Garagekeepers are all different ways of providing coverage for the vehicle being towed or transported and it's contents(the freight in a truck) or cargo on your flatbed or trailer such as construction equipment. You need to read the particular form from each carrier to see how they would respond. With some carreirs you use garagekeepers and a motor truck cargo policy to cover the vehicles and cargo, the next it may be On-hook Cargo since that is how that program is designed and the next the On hook only covers the vehicle and carrier has a seperate
  2. Goodmichael has the right thought process here. Just google Reptile Strategy of Litigation and see what the plaintiff's bar will do to you if you are not running a tight ship, in a split second you lose all that your hard work has biult to a nuclear verdict. I have been selling insurance for nearly 30 years and I haven't seen a time like we are in today where we are seeing such large demands, no only in towing, but across the board. Remember, you don't have to be totally at fault. In some jurisdictions you only have to 1% at fault to have a large judgement against you. I have seen companies th
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